Financing | Harley-Davidson of Madison | Madison, WI
**FIND THE ONE** $2500 Trade-In Credit OR $1500 Cash Back **MORE INFO HERE**
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Financing

Let us be your one-stop-shop for everything you need to protect you and your Harley-Davidson® motorcycle!

Consider the fact that we can also help arrange for motorcycle insurance and several other options:

  • We offer the Harley-Davidson® Extended Service Plan to help ease your mind while you’re out letting the wind blow through your hair.
  • We offer the Harley-Davidson® Guaranteed Asset Protection to help keep you from being surprised by a large financial burden if the unthinkable happens to your motorcycle.
  • Tire and Wheel Coverage are available as well.

Your ride begins here. New or pre-owned from the dealership or another rider—if you need help getting a motorcycle loan, we’ve got you covered.

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Already have an account with HDFS? Use MyHDFS.com to make a payment, view your loan account, request paperless statements, get a loan payoff estimate, and more.

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FINANCE OFFERS

Harley-Davidson FIND THE ONE Sales Event

Now through September 30, 2023

Trade-In Evaluation

TRADE-IN CREDIT

*$1,750 or $2,500 Trade-In Credit on Select Grand American and Adventure Touring Motorcycles valid at participating Harley-Davidson® dealerships within the continental U.S. and Alaska. Offer valid toward the purchase of select new, untitled 2022 or 2023 Harley-Davidson® Grand American Touring or Adventure Touring motorcycle available and in stock at participating H-D® dealers between August 1, 2023 and September 30, 2023. Offer may not be available in all states. Touring models FLHFB, FLHTKANV, FLHXSANV and FLTRXSANV are excluded. Harley-Davidson® Trikes, CVO™, Police Duty, Anniversary, Icons and Fast Johnnie Enthusiast models are excluded. Offer not valid on previously purchased motorcycles. Offer cannot be combined with the FIND THE ONE Sales Event Cash Back offer. Eligible Trade-in Motorcycle and purchase of Eligible Motorcycle must be made at the same participating dealership. All trade-ins subject to participating dealership standard policies, rules and regulations. Other terms, conditions, and limitations may apply. Offer is subject to change at any time without notice. Void where prohibited or restricted by law. Dealer participation may vary. Additional restrictions apply, see your Harley-Davidson® Dealership or www.harley-davidson.com/us/en/tools/offers/financing-offer.html for details.

CASH-BACK

**$1,000 or $1,500 incentive on Select Grand American and Adventure Touring Motorcycles valid at participating Harley-Davidson® dealerships within the continental U.S. and Alaska. Offer valid toward the purchase of select new, untitled 2022 or 2023 Harley-Davidson® Grand American Touring or Adventure Touring motorcycle available and in stock at participating H-D® dealers between August 1, 2023 and September 30, 2023. Offer may not be available in all states. Touring models FLHFB, FLHTKANV, FLHXSANV and FLTRXSANV are excluded. Harley-Davidson® Trikes, CVO™, Police Duty, Anniversary, Icons and Fast Johnnie Enthusiast models are excluded. Offer not valid on previously purchased motorcycles. Offer cannot be combined with the FIND THE ONE Sales Event Trade-In Credit offer. Other terms, conditions, and limitations may apply. Offer is subject to change at any time without notice. Void where prohibited or restricted by law. Dealer participation may vary. Additional restrictions apply, see your Harley-Davidson® Dealership or www.harley-davidson.com/us/en/tools/offers/financing-offer.html for details.


 

 

 

 

$0 Down, Rates as low as 3.99% APR

Now until September 30, 2023

On select new 2023 & 2022 H-D models

VIEW INVENTORY

2023 Softail® Standard, Vivid Black

*Financing Offer available from participating dealers only on select new 2023 and 2022 Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Harley-Davidson® CVO™ models, Anniversary models, Icons and Enthusiast editions, Trikes, 2022 Sportster® (Evolution® engine), and 2023 Breakout® models are excluded. Not all applicants will qualify. 3.99% APR offer is available on new Harley-Davidson® motorcycles to high credit tier customers at ESB and only for up to a 60-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2023 Softail® Standard motorcycle in Vivid Black with an MSRP of $14,399, no down payment and amount financed of $14,399, 60-month repayment term, and 3.99% APR results in monthly payments of $265.11. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by September 30, 2023. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.

2023 Nightster Special, Black Denim

*Financing Offer available from participating dealers only on select new 2023 and 2022 Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Harley-Davidson® CVO™ models, Anniversary models, Icons and Enthusiast editions, Trikes, 2022 Sportster® (Evolution® engine), and 2023 Breakout® models are excluded. Not all applicants will qualify. 3.99% APR offer is available on new Harley-Davidson® motorcycles to high credit tier customers at ESB and only for up to a 60-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2023 Nightster® Special motorcycle in Black Denim with an MSRP of $15,499, no down payment and amount financed of $15,499, 60-month repayment term, and 3.99% APR results in monthly payments of $285.87. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by September 30, 2023. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.

2023 Fat Boy® 114, Bright Billiard Blue

*Financing Offer available from participating dealers only on select new 2023 and 2022 Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Harley-Davidson® CVO™ models, Anniversary models, Icons and Enthusiast editions, Trikes, 2022 Sportster® (Evolution® engine), and 2023 Breakout® models are excluded. Not all applicants will qualify. 3.99% APR offer is available on new Harley-Davidson® motorcycles to high credit tier customers at ESB and only for up to a 60-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2023 Fat Boy® 114 motorcycle in Bright Billiard Blue with an MSRP of $20,724, no down payment and amount financed of $20,724, 60-month repayment term, and 3.99% APR results in monthly payments of $381.57. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by September 30, 2023. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.

2023 Road Glide® ST, Vivid Black

*Financing Offer available from participating dealers only on select new 2023 and 2022 Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Harley-Davidson® CVO™ models, Anniversary models, Icons and Enthusiast editions, Trikes, 2022 Sportster® (Evolution® engine), and 2023 Breakout® models are excluded. Not all applicants will qualify. 3.99% APR offer is available on new Harley-Davidson® motorcycles to high credit tier customers at ESB and only for up to a 60-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2023 Road Glide® ST motorcycle in Vivid Black with an MSRP of $29,999, no down payment and amount financed of $29,999, 60-month repayment term, and 3.99% APR results in monthly payments of $552.34. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by September 30, 2023. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.

Harley-Davidson® Extended Service Plan (or ESP)


Whether it’s a short trip across town or an epic run to Sturgis, don’t spend time worrying about the unexpected. Ride worry-free knowing you’re covered by the only Harley-Davidson® factory-approved Extended Service Plan. The Harley-Davidson® Extended Service Plan protects you from costly repairs on covered claims for up to 7 Years and Unlimited miles. *Some exclusions, conditions and restrictions apply. See contract for details.

Harley-Davidson® Tire and Wheel Coverage


(With Extended Service Plan OR Stand-Alone)
Protect yourself from out-of-pocket repair costs caused by unexpected road hazards with Harley-Davidson® Tire & Wheel Protection. Provides coverage specifically for Tires & Wheels that fail due to contact with a Road Hazard for up to 7 years with $0 deductible. Harley-Davidson® Tire & Wheel also offers expense reimbursement for Towing, Rental, Lodging, and Meals.

Harley-Davidson® Appearance Protection


Keep your paint, leather & chrome looking like new. If you’re like many riders, your motorcycle’s appearance is as important as its performance. With Harley-Davidson® Appearance Protection you can keep your bike looking as good as the day you rode out of the dealership.

Harley-Davidson® Guaranteed Asset Protection (or GAP)


If your Harley-Davidson® motorcycle is stolen and never recovered, chances are you’ll have to pay the “gap” between your insurance company balance and the loan balance. Don’t assume that your primary insurance will cover any loss related to your motorcycle. In reality, the actual cash value that an insurance company places on your bike may be substantially less than the outstanding balance on your loan. Who pays the difference or the “gap” between your insurance company and your loan payoff? You do! Harley-Davidson GAP pays the difference between the fair market value of your vehicle and the outstanding balance.

Harley-Davidson® Insurance


We get it. Your motorcycle is your pride and joy. That feeling and connection to your bike is what our brand is all about. That said, you want your motorcycle protected, and if something happens, you want the best motorcycle insurance to help get you back on the road as quickly as possible.

Harley-Davidson® Visa®


Reward your passion with the H-D™ Visa Signature® Card or the H-D™ H.O.G.™ Elite Visa Signature™ Card. Earn points Benefits for every card member include simple account management, access to the mobile app, travel benefits, and peace of mind.

Rider-To-Rider Financing Program


Through the Harley-Davidson Rider-to-Rider Financing Program**, financing is available to qualified individuals who are buying a used motorcycle from a private party. Your local participating Harley-Davidson® dealer can help you obtain financing and give you peace of mind knowing Harley-Davidson experts are involved in your sale. **The Harley-Davidson Rider-to-Rider Financing Program is offered through Eaglemark Savings Bank (ESB), a subsidiary of Harley-Davidson Financial Services (HDFS) at participating Harley-Davidson Dealerships.

*Financing offers subject to change or cancellation at any time. Speak with our Business Managers at the Dealership for complete details on any and all financing offers.

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